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Are Asphalt Roofs Good?

Up Close of Asphalt Shingles.

Asphalt Shingles Pros and Cons

When it comes to residential roofing, asphalt shingle roofing is one of the most popular. But what is asphalt shingle roof? An asphalt roof is a roofing system that is made up of shingles that are made with asphalt and fiberglass. Many people consider these to be good roofs for many reasons. Are you interested in asphalt shingles for your home’s roofing system? If so, its important to familiarize yourself with the benefits and drawbacks of this particular roof. Knowing what the asphalt shingles benefits and disadvantages are can help you make a better decision when deciding if this is the best roofing system for your home. Below is a list of the advantages and disadvantages of asphalt shingle roofing.

Asphalt Shingle Advantages

  • Cost-Effective: Homeowners love asphalt shingles because they are a really affordable roofing option.
  • Wide Variety: They come in many shapes, styles, and colors.
  • Aesthetically Pleasing: Depending on the asphalt shingle roof, they can take on the appearance of roofs like wood and slate.
  • Easy Installation: Installing this type of roof does not take a lot of time.

Asphalt Shingle Disadvantages

  • Premature Breakdown: By being in constant contact with UV rays and outside elements, they can start to breakdown.
  • Lifespan: A lot of people ask, “How long do asphalt shingles last?” and they typically last 20. That’s a good amount of time but there are a lot of roofs that last longer.
  • Can Crack: Due to the fluctuations in temperatures, shingles can crack when they expand or contract.
  • Not Eco-Friendly: These types of roof shingles are not 100% recyclable and they can create greenhouse emissions when they are manufactured.

What Asphalt Shingles Are the Best

When it comes to choosing asphalt shingle roofing for your home, there are a couple of options to choose from. There are three types of asphalt shingles that you can choose from, which are 3 tab shingles, architectural shingles, and impact resistant shingles. All of them are very different so it will depend on what you are looking for in terms of a roofing system.

3 Tab Shingles

The reason that 3 tab shingles got there name is that they are made of three separate tabs that will make up one shingle. Due to its appearance, it gives your roof a more uniform look. Other things to know about this asphalt shingle is that it only lasts 12 or 15 years, but it is definitely the most affordable asphalt shingle roof on the market. A lot of roofers would agree that 3 tab shingles aren’t the ideal asphalt shingle to choose. Many people ask, “Why are 3 tab shingles bad?” its not that they are bad, its that they don’t last as long and they don’t look as good as other asphalt shingles.

Architectural Shingles

If you are interested in an asphalt shingle roof that is more high-end, you can’t go wrong with architectural shingles. Architectural shingles are manufactured by laminating two shingles of different lengths and widths together/on top of one another to create a more dimensional looking shingle; this is why architectural shingles are sometimes called laminate or dimensional shingles. This type of asphalt shingle roof can take on the appearance of wood shake or slate roofing, which is great if you want that type of roof but don’t want to pay that much. A lot of people ask, “Do architectural shingles last longer?” and the answer is yes. Unlike 3 tab shingles, architectural shingles up to 30 years, and they come with a 30 years or lifetime warranty. Another question that is asked is, “Are architectural shingles worth it?” If you want a relatively affordable roof that looks good, then architectural shingles are worth it.

Impact Resistant Shingles

Another thing that’s asked about asphalt shingles is, “Are asphalt shingles impact resistant?” Some of them are, which are called impact resistant shingles. Like the name states, these types of asphalt shingles are impact resistant. These types of shingles have a class 4 rating, which means that they have a UL 2218 resistant rating. This is the highest rating you can get for impact resistance and the shingle has to go through tests where they steel balls of varying sizes from different heights. Because it has the highest rating, that means it can withstand severe hail damage, as well as wind speeds of 110 mph. If you want to ensure your roof is protected in a storm, then investing in this type of roof is a good idea.

Get Asphalt Shingle Roofing Today!

A House with New Asphalt Shingle Roofing.

Call Us!

Just like you wouldn’t call anyone but a plumber when you want a tankless water heater installation, you shouldn’t call anyone but an experienced and licensed roofer when you want asphalt shingles for your Olathe, KS home. For homeowners that want this type of roof, call VISION CONSTRUCTION at 888-360-8474! We offer the best residential roofing in the area and we are ready to ensure that you get the best roofing for your home. Contact us and we can give you more information about our services.

What Does Roof Insurance Cover?

Roof Insurance Can Assist with Roof Costs

Homeowner’s Insurance Can Help You

The insurance claims process can be one of the most difficult aspects of dealing with damage to your roof. It is bad enough when damage occurs because the repairs often cannot wait. They are imperative to the health of your roof and your home overall and can prevent things like leaks and water damage from becoming a serious issue. But knowing how to handle the claims process can be a trying endeavor. More often than not, the insurance companies will do everything in their power to try to avoid paying out an insurance claim. It can be infinitely frustrating to try to get them to pay out a claim and lead to a level of aggravation that sours the entire process. If you find yourself in the position of trying to handle the insurance claims process yourself, there are a number of different questions that you should ask.

Will Insurance Cover a New Roof?

This can be a bit of a tricky question to answer. If your roof has experienced leaks or damage from hail, storms, or fire, your insurance homeowners policy might help pay to repair or replace the roof, but this is specific to your policy. It is important to note that if at all possible, your insurance will attempt to fight to have to do so. Most policies will not cover costs of repair or replacement if upkeep has not been done to prevent wear and tear. Expect the insurance company to take the step to claim this so that they can avoid having to pay out your claim.

Ultimately, the insurance company will not pay for the cost of the entire roof but they will help with the costs of the roof if it has been proven that the damage was caused by extenuating circumstances.

What do Insurance Adjusters Look for on Roofs?

Generally speaking, storm damage will be covered under your homeowners’ insurance policy. But it is important to know that when the claims adjustor comes out, they will primarily be looking at three things before making their final assessment.

Interior Damage. One of the key things that your insurance company will look for is pre-existing damage. The insurance companies have a general assumption that it is up to the homeowner to take care of the property, which includes filing a claim for storm damage promptly.

If your roof has been leaking for a while, they will likely refuse payment for things like damaged drywall, personal property, or insulation. Make sure that when an issue arises, you file your claim quickly to keep the companies from taking this out.

Correct Installation. Your most standard insurance policies will not cover damage that is related to potentially faulty workmanship. That is why the adjuster will ultimately look for signs as to whether or not the roof was properly installed. If the adjuster determines that the roof was damaged because the contractor installed it incorrectly, they may refuse to pay for the damages.

Age of your roof. If you find that your roof is at the end of its life span, the insurance company could refuse to pay for any damages based on the assumption that you would have had to replace the roof anyway. It is also important to keep in mind that if the insurance company does help to cover the costs of replacement or repairs, it will be based on the value of your depreciated roof, not the total cost of a new, full replacement.

What Kind of Roof Damage is Covered by Insurance?

While most insurance policies will cover damage to your roof for “unpreventable reasons” – things like vandalism or fire, storm damage, or “acts of God” – it isn’t nearly as cut and dry as it sounds. Though things like wind, rain, and hail damage are certainly covered by your insurance policy, there are a number of factors that can go into determining if your damage will be covered. Not only that, damage is rarely completely covered, so it is important to determine just how much of the damage will be covered.

For instance, policies will take into account the age of your roof at the time of the damage. If it is a newer roof, your insurance claim will likely be paid out because this is seen as unforeseen damage to your roof. But if your roof is older or nearing the end of its life, your insurance company might try to claim that the roof needed to be replaced anyway and will not pay for those repairs to be done. It really is at the discretion of the insurance company.

This Roofer is Making a Report for Roof Insurance

Your Insurance Claims Process Is Important

Knowing these questions and what you are likely to experience when going into the insurance claims process is important so that you can avoid unwanted surprises. Get your roofing claims filed with the help of VISION CONSTRUCTION to make the entire process all the easier.

Scheduling an appointment for your roof insurance assistance has never been easier. Our staff at VISION CONSTRUCTION are ready to take your phone call at 888-360-8474. Discover more about what roof insurance in Olathe, KS can do for you!