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How Do I Know If My Roof Has Storm Damages?

damaged shingle roof

Kansas storms and roof damage

Kansas if sometimes considered the capital of Tornado Alley. Even if it isn’t, homes in this state are subjected to the spring storm damage. Roof repair is as a common in the spring as the flower blooming. Homeowners are often faced with decisions of storm damage roof repair or storm damage roof replacement. 

A first time homeowner may not realize they need storm damage roof repair though. Even some seasoned homeowners may not realize it, so we’ll talk about that today. Starting with questions like, how do I know if my roof has storm damage?

While a roof is designed to withstand the weather and the strong elements that come with spring storms, wind damage roof repair is one of the most common homeowner insurance claims. The heavy storms that develop and roll through this area of the country too often win the battle and leave behind those storm damage roof repair needs. 

If you suspect you may need storm damage roof repair, it is important to contact a roofing contractor to inspect your roof. Here are three indications that you could have storm damage on your roof: 

  • Wind Damage: Wind damage is signified by missing shingles and bent or missing flashing. Flashing is the metal strips on your roof that protect the most vulnerable area like the chimney, dormers, and roof valleys. Wind damage isn’t always visible though, like the adhesive seal on the back of shingles is broken. Another indication of windstorm damage roof repair needed are thin horizontal lines across the shingle. This is where granules have worn off 1 to 2  inches beneath the shingle above, which is because that adhesive seal is broken. Once that seal breaks, that shingle will begin flapping in the wind and loosen the shingle above, and that continues on up your roof. 
  • Hail Damage: A hailstorm will bruise roofing shingles, leaving indention on the shingles, often leaving a distinct pattern of  small round divots on the shingle edges. The flashing is a good place to check for hailstorm damage. Roof repairs are often the replacement of the flashing over the entire roof because it has been dented by hailstones. You may have dented flashing, dented shingles, or both, all of which makes your roof in need of storm damage roof repair. 
  • Debris Fallen: A major storm can cause trees and other debris to fall all around your home and on the roof. That debris and trees that fall on your roof often create cracks in the shingles that will lead to roof leaks they aren’t addressed. After a storm has passed, walk around your home, and survey the roof. If you see any debris on the roof, search the internet for “storm damage roof repair near me” and call a professional roofing contractor to do an inspection. If the confirm there is storm damage, they can provide you an estimate. Then contact your insurance company and file a claim for storm damage roof repair or replacement. 

What counts as storm damage?

Storm damage is left behind after a destructive weather pattern has come through and damaged or destroyed areas of your home, and property. This can include storm damage roof repair or replacement, siding, windows, and more. 

What do you do after a storm damages your roof?

The roof is the first line of defense in protecting your family and home against the climate and elements. So when you think that your home has suffered storm damage, roof repairs need to be addressed immediately. The following steps are important to assure your homeowner’s insurance is filed in a way it can be taken care of and keep your home protected. 

  1. Damage Assessment: The first step after a severe weather even is to assess if there is any damage. Using a pair of binoculars, walk around your home checking the roof and making notes, taking pictures even a video if possible, of any damage you notice. Any loose or missing shingles, flashing, any exposed tarpaper, or decking, etc. 
  2. Temporary Repair: Make any temporary repairs needed to minimize any further property damage. If the damage is above any living space inside your home, note any interior property damage and the take the steps to protect it from further damage. This can be moving furniture, electronics, and personal belongings. What can’t be moved, cover in plastic. Place a bucket or pail under any leaks to catch any more rain coming into your home. Climb up on the roof if possible and place a tarp over any holes, using 2×4 boards to hold it in place.
  3. The Insurance company: Contact your homeowner’s insurance company and determine if the damage is sufficient to file a claim. They will have an adjuster come inspect your roof to make that decision. You have the right to have your own roofing contractor inspect and evaluate any storm damage roof repairs or replacement are needed. If possible, have both inspectors there at the same time. 

Does homeowners cover storm damage?

The basics of homeowners insurance is to pay for storm damage roof repair or replacement. However, every policy is different, and every storm damage is different.  Review your policy with your agent before the need arises and if changes are needed to your policy, you can do them ahead of time. 

shingle peeled away

So, can I claim roof damage on insurance?

Absolutely!  Whether your insurance claim will be paid for storm damage roof repairs will depend on what your policy covers or omits and what the insurance adjuster finds after inspecting your roof. If they deem the storm damage roof repair is needed because of homeowner neglect or the age of the roof, they can deny your roof damage claim. 

Your need to keep your roof in healthy condition. This is done by taking the time to do a walk-a-round once a month or after a storm event. Keeping an eye for any possible issues and addressing them as soon as possible is must as a responsible homeowner. Need help with roof insurance claims in Olathe, KS? Call 888-360-8474 today.

How a roof is installed?

shingles on a roofing system

What are the longest lasting roof shingles?

Having a roof installation on your home can be stressful, and not just the expense, but entire process. There are so many concerns and questions with a roof installation, starting with the roof installation estimate and choice of shingles as well as all the other roof installation materials that have to be chosen. 

Hopefully, we can answer some of those main questions in this article today that are common from homeowners that are getting a roof installation. 

There are many decisions and factors to be considered when having a new roof installation done. Some of those factors include:

  • The regional weather 
  • The design of your home
  • The routine maintenance
  • The roofing products quality 

The majority of roofing products are designed and manufactured to last several decades under normal conditions. The longevity rating for roof installation materials by the NAHB (National Association Home Builders) are: 

  • Asphalt Shingles: typical lifespan of twenty years with a higher quality of asphalt shingles will have a 50 year warranty. 
  • Architectural Asphalt: A 30 year average lifespan.
  • Wood Shakes and Shingles: A wood roof installation has an average target lifespan of 30 years and in moderate weather, could last several years longer.
  • Metal: Metal roof installation can last sixty to eighty years. 
  • Concrete, clay, slate tiles: An average life expectancy of one hundred years. 

A roof installation is an investment for your investment, so you want to choose the best materials possible so that you get the longest amount of time. Choosing a roofing material that is durable with a longer warranty may cost more for your roof install, but you won’t have to do this again for a longer period of time. 

How long does a 30 year roof really last?

Do roofing shingle manufacturers lie or do we just not understand how the roof installation process works maybe? Who’s to say, but you can be sure the warranty is in the fine print that comes with the asphalt shingles or other roofing materials you may choose. 

What we do know for sure that there are various levels of quality in shingles, and that lifetime guarantee could be 20-year, 25-year, 30-year, or even a 40-year warranty. For example though, the 30-year warranty shingle will only give you twenty-five years. That 25 years will be dependent on how well you maintain your roof as the homeowner and how vicious Mother Nature is with the elements and weather. 

What if you don’t keep proper maintenance and upkeep after your roof installation? That 30-year warranty will give you up to 15 years lifespan if you’re lucky.  Yes, roofing shingle warranty is a big misconceptions in the roofing industry. Because the warranties are watered down in the small print on the labeling, manufacturers rarely get called out on the matter. So the better quality shingle or other roofing material that you can afford for your roof installation, the better. 

Should you remove old shingles before installing new shingles?

You can have your roof installation done over the existing roof, but most roofing contractors don’t recommend it and many won’t do it. Yes, it would be a time saver for them and a money saver for you, but at the end of the day, is it worthwhile?  Here are 6 reasons why it isn’t advised: 

1) Bumpy Surfaces

Roofing shingles are designed to be installed on flat, even surfaces. When a roof installation is done over existing shingles, it is bumpy and there are gaps where water can leak or the new shingles can be lifted up. 

2) Inspections

A roof installation over old shingles will prohibit an inspection from being as thorough as it should be. If you’re buying a home with roofing over the old, your inspection could be missing possible roof decking issues. If you’re the homeowner, and have a roofing issue later, the insurance inspection will discover the old shingles and could decline your roof claim.  

3) Expense

While it may take less time and labor for new roof installation over the existing, you could pay more later with a poor roofing foundation later. The old shingles under the new roof installation will void the warranty on the new shingles should you have trouble later. 

4) Leak Installation

The ice dam and water dam can’t be installed properly over existing roofing shingles. This will come back to give you problems later in the winter. 

5) Weight Limit

Your roof is only able to handle a certain amount of weight. Having your new roof installation over your existing roof could go over that limit and cause the structure strain, especially when it ices or snows.  

6) Building Codes and Regulations

All cities and geographic areas have building codes, guidelines, and regulations for roof installations. Your area may not allow new roof installation over the existing roof. 

shingle roofing system

 How do you install shingles over existing roof?

Okay, so you found a roofing contactor that will do your new roof installation over the existing roof, or you’re going to do this roof installation yourself. Here is a roof installation checklist that you can follow with the contractor or use for your own checklist:  

  • A roof installation over existing shingles should have new flashings.
  • Choose a thicker shingle for the new roof installation so it can hide any imperfections of the existing shingles. 
  • To hide any horizontal lines of existing shingles, snap a horizontal line half inch below the bottom row of shingles and install the new shingles along that snapped line. Continue on with succeeding rows as your guide or snap another line. 
  • Remove the ridge caps with a roofing shovel or pry bar along the ridge shingles and all the nails. 
  • Remove air vents and pipe flashings. The vent can be reused, new flashing should be used. 
  • Glue any broken, cracked, or torn shingles back in place with roofing cement. 
  • With a large broom, brush all shingle pieces, twigs, and other debris. 
  • Install a U-Shaped drip edge flashing along the eave and the rake. 
  • Install vinyl flashing or W-shaped metal flashing at any open valley, nailing only the outside edges. 

Whether this is your first roof installation, or you’ve have gone through this before, the first thing to remember, rarely does a new roof installation go without any roof installation issues. Do your research, ask questions and be patient. Call 888-360-8474 today for your shingle roofing needs in Olathe, KS.

Why do I need a roof inspection?

damaged detailed on a roof

Suspecting damage on a roof

If you’re not sure when to get a roof inspection and from the ground, your home’s roof appears to be in good condition, you should ask yourself a few questions: 

  • Have there been any hailstorms or high winds recently? 
  • How old is your roof? 
  • When was the last time you cleaned your gutters and roof, or had them cleaned?
  • When was the last time you had a roof inspection done? 

The answers to those questions may tell you it is time get a roof inspection. If you’re telling yourself everything is fine, then maybe you can climb up on a ladder, walk around your roof and look for possible damage issues that could become bigger problems ladder. 

How do you know if you have roof damage?          

Roof damage will expose your home to small issues that will become huge problems like  water damage, wood rot, mold, and even insect and wildlife infestation. What could be a simple inexpensive repair during a routine roof inspection become an advanced roof damage that can cost thousands for repair, maybe need a roof replacement. Here are some warning signals to tell you it is time to get a professional roof inspection: 

  • Water Damage:  When you notice water stains on the ceilings or walls, this could be a roof leak coming through the rafters in the attic. If this goes unaddressed, the structure of your roof and home are jeopardized and it won’t take long for mildew and mold to form and spread. This creates an odor you don’t want to live with and endangers the health of everyone in the house.
  • The Shingles: If there are any loose or missing shingles, a high wind will rip them off, leaving the roof decking vulnerable for hail and rain. It is also something to attract critters that will rip the shingles off and use for nesting – inside your attic! 
  • The Fascia and Soffits: A roof inspection will also include checking your fascia and soffits for cracking decay, or missing wood. These are situations that will leave your roof vulnerable for water damage, weaken your gutter system, and cause even more problems. 
  • The Gutters: If your home has asphalt shingles, check the gutter runs for asphalt granules. Hail, heavy rain, high winds, and the sun’s UV rays weaken asphalt granules, the older the roof, the more this happens. They wash off with rain and fill the gutter runs, leaving your roof with bare shingles. 
  • The Venting: If your roof edges have curled shingles, you probably do not have adequate attic venting. This can allow ice dams to form, and the sun’s heat ages a roof, causing shingles to crack and curl. If the singles aren’t lying flat, they are vulnerable to the winds. 

Finding roof damage isn’t as easy as it may seem, these factors we’ve listed aren’t always there. For instance, there areas of a roof or certain issues that the untrained eye won’t know to look for, then your roof develops a leak that continues for weeks, even months. 

Then all of the sudden, you have water stains on the ceiling or wall, and you have a major roofing problem.  can go on for months without creating visible water stains within the home. To identify roof damage before it becomes a major issue. This is why experts recommend having routine professional roof inspection, and repairs are done at the same time while they are minor. 

How often should I get my roof inspected?

Roofing experts and insurance companies recommend having a roof inspection twice a year. Once at the end of spring to check for storm damage and again in the fall before the winter winds and snow hit. As a homeowner, you can do your own roof inspection, but it is still recommended to have a professional roof inspection for insurance recording purpose and your own peace of mind. 

What do roof inspectors look for?

While detailed and thorough, a roof inspector will check the roof itself, the attic, ceilings, and walls for leaks. They look for any unusual wear and tear and for any damage, new or old, that may be caused by debris, winds, and if there is any organic growth on the roof. They examine the installation of the roof, and if any repairs have been done to see if they are they completed and correct.            

What should I expect from a roof inspection?

With a professional roof inspection, you can expect the following: 

  1. Inspection of the full interior of the roof from inside the attic to check for insulation, ventilation, moisture, mildew, and mold. 
  2. Inspection of the full exterior from the roof top to check for standard wear and tear, ice dams, leaks, roof shingle condition, chimney, and flashings. 
  3. A recommended plan of action if anything is needed and the time frame to have the work done if for insurance purpose. 
tiled roof

How do you maintain a roof?

There are seven things you can do as a homeowner in between roof inspections by a professional roofing contractor: 

  1. Inspect the shingles monthly, and again after any weather event.  
  2. Keep tree branches trimmed back off the roof, especially ahead of winter. 
  3. Keep gutter clear and unclogged.
  4. Keep a watch for algae, lichen, moss building up on the roof and have it cleaned once a year. 
  5. Check the insulation and ventilation in the attic every year, adjust and add to as necessary. Prevent Ice Dams. …
  6. During your inspections if you see loose flashing, use roof caulk to fasten down or have a professional roof inspection and repair done. 

If you call for a professional roof inspection and you get a roof certification, do you know what the difference is between roof inspection vs roof certification?  If you’re putting your home on the market, you may need to get a roof certification which is stating that you have had a roof inspection performed.  A roof certification lets potential buyers know the condition of the roof and provides a lifespan estimation.  Call 888-360-8474 today for a roof inspection in Olathe, KS.

Is a Leaking Roof Covered By Insurance?

A Roofer Repairs a Roof.

Is a leaking roof covered by insurance?

If you’ve discovered a roof leak, you want to get it repaired as quickly as possible. Leaving a leak alone for too long can lead to serious problems ranging from mold growth to rotting and structural damage. How are you going to pay for a roof leak repair? If you have homeowner’s insurance, you probably want to file a claim, but before you do, you want to make sure your policy covers the leak.

The first thing you want to do is to have a reputable roofing contractor inspect your roof and provide you with an estimate on the damages. This will give you an idea of how much it’s going to cost repair the leak and what caused it. If this amount doesn’t exceed your deductible, you shouldn’t file a claim because the repair is unlikely to be covered.

Next, if the repair costs exceed the deductible, you want to make sure your policy covers the damages. Typically, if the leak was caused by a covered peril—an event like a storm or hail or fire—the insurance covers the cost of repairs. However, some exceptions might be made. For instance, if you live in area that experiences hail frequently, hail damage might be excluded from the list of covered perils or coverage might be limited to certain types of damage. Moreover, if the leak has developed because of lack of maintenance or general wear and tear and aging, the damage won’t be covered. No matter what caused your roof to leak, however, when you need expert Roof leak repair in Olathe, KS, you need to search no further than VISION CONSTRUCTION. Reach out to us today by calling 888-360-8474.

What to do if your roof is leaking?

Roof leaks require attention as soon as possible, so you need to take action quickly when you discover one. While you want to call in a professional for the actual roof leak repair, when you have an emergency situation in which a leak has suddenly sprung you’ll want to reduce water damage by following these steps:

  1. If the water has broken through the ceiling or might do so, you want to move what furniture and other property you can away from the leak. Anything you can’t move, try to cover with a tarp or drop cloth.
  2. Get the water contained as much as possible using buckets, trash cans, and towels. A rolling trash can is handy in this situation because it will be easier to move when it fills.
  3. If your ceiling is bulging, it’s probably close to bursting. You can relieve the pressure and avoid a serious mess by puncturing the bulge with a screwdriver at the bulge’s lowest point to drain the water. Place a bucket under the water.
  4. As soon as it’s safe to get on your roof, place a tarp over the location of the leak to prevent further damage. If you are unable to get on your roof or don’t have a tarp large enough to cover the exposed area, you can rely on the professionals at VISION CONSTRUCTION to install a tarp for you.
  5. When it’s safe to do so, you want to document the damage by taking as many photos as you can so you can submit them with your insurance claim.

Can you repair a roof leak from inside?

Usually, people discover roof leaks when they begin to damage the inside of their home, usually dripping from the ceiling or discoloring or staining it. A careful check of the attic will almost certainly disclose the source of the leak, and once it’s found, a roof leak repair is in order. It might make sense to try to repair the leak from the inside, but putting a patch over the hole from the inside results only in a temporary fix. A patch might stifle the leak long enough to prevent further water damage inside the home, but the real damage is normally outside on the roof. If a piece of flashing has come loose—loose or rusted flashing is frequently how water gets under the roof in the first place—you’re going to need to repair or replace the flashing to prevent new leaks from occurring. The same goes for broken or missing shingles. They have to be repaired or replaced to ensure the leak is stopped.

Can a leaking roof collapse?

As water from a roof leak pools between the roof and the ceiling, the added weight creates stress on support beams as well as insulation and drywall. The increased stress can cause the roof or ceiling to sag and eventually it will collapse. Preventing such serious damage to your home is why it’s imperative you get a roof leak repair as soon as possible after a leak is discovered.

Roof leak repair in rain

Fairly frequently, roof leaks develop or are first discovered during heavy rainfall. When this happens homeowners are tasked with the job of minimizing the water damage as much as possible. Most people usually notice the leak in the later stages when it’s made its way from the roof and has begun to saturate the ceiling. Along with getting furniture and other items out of the way and preparing buckets and trash cans to catch water, one of the best measures to take to prevent further damage to your roof is placing a tarp on it. Tarping the roof will keep the damaged portion from further damage until it’s safe to repair the roof. While professionals like those at VISION CONSTRUCTION can work in the rain to make repairs, it’s generally safer and more effective to make the repairs after the rain has subsided.

Roof leak repair around chimney

One of the most common ways for water to get under your roof is through loose or damaged flashing, especially around your chimney. In some cases the flashing will have to be replaced, especially if it’s rusted or otherwise damaged. But, you can also follow these steps to reattach flashing:

  • Clear debris between the chimney and flashing and chisel away any roofing cement that’s hardened.
  • Apply fresh cement behind flashing and reattach the flashing tightly to the chimney with screws or masonry nails.
  • Cover nail or screw head with cement and apply additional cement at the joint between the brick and flashing.
  • Use a paint stirrer or putty knife to smooth the cement.

Roof leak repair flat roof

Flat roofs often have drainage problems that lead to ponding and leaks. How you repair flat roofs will depend on the roofing material used. There’s no one-stop-solution for flat roof leak repair. That said, most flat roofs will benefit from a silicone or acrylic roof coating application that will seal up pinhole leaks that are present and prevent new leaks from occurring.

Roof leak repair or replace

When you have roof leaks, you may have to decide between repairing or replacing your roof. In many cases, you’ll just need to make repairs. Your roof’s age will be the primary determining factor between repair or replacement. Most asphalt shingle roofs will last about 25 years. After 10 to 15 years they’ll probably begin to show signs of wear and tear. If your roof has a lot of missing or broken shingles or problems like moss growth—which can cause leaks—replacing your aging roof is probably the best option if you’ve developed leaks. Have a professional inspect your roof and discuss your options.

A Ceiling Damaged by Roof Leak

Who do you call to fix a leaky roof?

If you are looking for fast, effective roof leak repair in Olathe, KS, you need to look no further than VISION CONSTRUCTION. We are experts at roof repair, in particular in emergency situations. Help with your roof leaks is just a phone call away at 888-360-8474.

What do roof inspectors look for?

shingle roof with flashing issues

Choosing a roof inspection

There are several important components to your home that are needed to keep it standing and protected. As a homeowner, it is your responsibility to check all the components from time to time to make sure they are in proper condition to do the job they are expected to do, and this includes the roof.  So, does mean you need to climb up there and do a roof inspection?

Not specifically that you need to do the roof inspection but having a professional roofing contractor perform an inspection is recommended. Many roofing contractors offer a roof inspection free, estimate included if there are any repairs, or a new roof, needed. This should be done once a year as routine, but most importantly, you want a roof inspection for insurance purpose after a major storm has passed through your area, like a hailstorm or strong winds. 

When should you inspect a roof?

It is recommended by professional roofing associations, a roof inspection should take place when the weather is usually at its best, usually fall and spring. Good weather will make it easy to inspect the roof and make sure it is ready for the upcoming season. 

As we mentioned in the beginning of this article, a roof inspection should be done after a key weather events like hailstorms and high winds. Even if you have a new roof, inspection after active weather should be done. A new roof does not mean the bad weather passed over your house. Even the most minor roof damage should be addressed so that it doesn’t become a major roof issue. 

How do you check for roof damage?

The roof of homes in every region will have different roofing problems because of the different weather patterns. So, while this roof inspection checklist is intended to help every homeowner, it may need to be tailored for your specific region. The good news for most homeowners: you don’t have to get up on the roof to this roof inspection. You do need a ladder and a pair of binoculars.

Moving your ladder around the house, you’ll look for the following potential problems on and around the roof of your home: 

  • Broken, cracked, curled, or missing shingles
  • Cracked or curled caulking or sealant
  • Patches of algae, lichen, mildew, moss
  • Cracked, missing, split, peeling, worn, rubber boots around vent pipes and other projections
  • Bent, cracked, missing, or rusted metal flashings around the chimney, dormers, and vent pipes
  • Damaged or missing chimney caps
  • Blistered, buckling, cracked shingles
  • Bent, broken, loose, or rusted gutters
  • Crumbling or missing mortar around chimney
  • Tree branches and other large debris

If your roof has asphalt shingles, check the gutter and downspout for an abundance of granules. It is normal to have some granule loss, but an extraordinary amount could indicate weak shingles. Areas like under the eaves and roof overhang can be hard to see with the naked eye from the ground or the ladder, and that is where your binoculars come in handy during a roof inspection.

Do home inspectors have to get up on the roof?

They should!  A roof inspection is important and there are many aspects of a roof that can’t be seen from the ground or standing on a ladder from the roof’s edge. A roof inspector that doesn’t walk the roof should be questioned. 

An experienced, reputable, qualified roof inspector will routinely climb their ladder sot he can check the overall condition and sturdiness of the roof. They are also looking for any defective areas and possible leaks. 

How do you perform a roof inspection?

There are ten steps a roof inspection will cover from the roof top: 

  1. The roof covering 
  2. The fasteners 
  3. The deck sheathing 
  4. The slope and underlayment 
  5. The ice barrier 
  6. The drip edge 
  7. Any offset pattern 
  8. The roof valley flashing 
  9. Nail penetration in deck sheathing 
  10. The flashing areas

These are recommended best practices by the International Residential Code and include the following items: 

  • Roof covering materials: asphalt shingles, ceramic, metal, slate, tile, etc.
  • Flashing and fasteners
  • Underlayment

Experienced roof inspectors are knowledgeable in most roofing material manufacturer’s installation instructions and use that as a guideline as what to expect of each roofing material, the fasteners, flashing, and underlayment. 

roof inspection of shingles

Can you inspect a roof in the rain?

A roof inspection in the rain is possible depending on how hard and heavy the rain and the type of roofing material.  A light rain and an inspector wearing the right type of shoe shouldn’t have a problem. Because an inspector may not be able access certain areas of the home. there are situations and times when the exterior part of the roof inspection may need to be rescheduled. Your concern should be that you get a high quality and thorough inspection, interior and exterior. 

When you hire a professional roof inspection, you want to choose a contractor that can the roof inspection and repairs if needed. They may be able to do any repairs while there if it is minor, but they are not always going to have the exact match in roofing materials and may have to come back. 

Get no less than three inspections and quotes if the roof needs repair or replacing. Check their references, certification, license, and insurance before hiring a roofing contractor. Always get the quote in writing and make sure all aspects of the inspection, repair, and new roofing are listed within the quote. Call 888-360-8474 today.

What Do You Do After Storm Damage?

storm damage roof repair

What Do You Do After Storm Damage?

One of the most important things you can do after a severe storm is secure roof storm damage repair. The other most important thing is to ensure that you and your home inhabitants are safe. Once the storm has passed, you can check the perimeter of your home to determine any visual areas of damage. Once you have logged any potential damages, please be sure to contact a viable roofing company in your area. If there is storm damage that has occurred on the surface of your roof, your home insurance should pay for the damages. With a professional roofing company not only can your home become more secure and protected against future storms, but you can use your home insurance for the proper reasons.

Does Homeowner’s Insurance Cover Roof Repair?

As mentioned previously, there are instances where homeowner’s insurance will cover roof repairs when they are under a covered portion of the policy. Wind damages, hail damages, and storm damages are all ostensibly covered under your homeowner’s insurance policy. It is important to remember that insurance companies will not pay for damages that are a result of wear and tear which is why it is important to be vigilant about repairs and fixes whenever they are necessary around the home. The best way to find out what is covered under the terms of your homeowner’s insurance policy is to review the terms and move forward accordingly.

How Do You Prove Storm Damage to Roof?

In order to prove storm damage has occurred on a roof, you have to be aware of the signs of weather damage. For example, signs of wind damage include loose or missing shingles, chimney issues, curling or peeling shingles, and damages soffit or fascia. Of course, there is always the matter of indoor leaks, which are a sincere emergency, and must be addressed as soon as they are noticed. It is also important to keep in mind that high winds can also cause tree branches to fall and damage a roof. 

Can You Patch a Roof?

Are you wondering whether or not your roof can be patched? The answer may surprise you because it has a lot to do with how old your roof is. Depending on the severity of the roofing problem, and how old your roof is, the better option may be for you to replace your roof versus repairing it or patching it. The best person to consult concerning your individual roofing problems is a professional roofing company. An experienced roofing contractor will possess the experience and expertise to let you know what is possible for your roof.

How Do I Temporarily Fix a Leak in My Roof?

Do you need to temporarily fix a leak in your roof while you await assistance from a professional roofing company? If so, it will be important for you to understand the best course of action. Please review the following suggested list of actions to find out more.

  • Do not go out while it is raining. It is important to wait until the weather is clear for you to get on your roof.
  • Wear safety gear and goggles. 
  • Ascend the roof carefully using a ladder. With a tarp, cover the area of the roof where the leak is occurring. Secure the tarp with roofing nails. 
  • Contact a local, professional roofing company for emergency roof repairs. Discuss what is occurring and secure an appointment as soon as possible.

Storm Damage Roof Repair Near Me

Are you wondering what is the best way to contact a local, reliable roofing company? There are several different methods. The first method is to ask a friend or neighbor for a roofing referral. Another way you can find a reputable roofing company is to conduct a thorough online search. Using your smartphone or computer, you can search using the search term: “storm damage roof repair near me.” Once you have a list of viable results, you can then review the number of reviews and the range of services. Speaking with a person over the phone can also help narrow down your ultimate roofing decision.

Storm Damage Roof Repair

If your roof was damaged by a storm, it will be critical for you to understand the scope of the damages. Are damages minimal or severe? After a consultation with an appropriate roofing contractor, you can rest assured that you will receive a lot of clarity concerning what needs to be done. With that in mind, it is better to act sooner rather than later. A good roofing company will be happy to be the intermediate between you and your insurance company. An independent voice, your roofing company will be able to substantiate your roof insurance claims to the insurance company and hopefully give you the financial compensation you deserve.

Storm Damage Roof Replacement

If your roof storm damages are particularly bad, it may be time to seriously consider a roof replacement. Roofs are built to last but they do not last forever. If it is time to select a new roof, a whole new world of roofing options opens up. For instance, you have the opportunity to invest in a brand-new metal roof, or if you desire, a ceramic or clay tile roof. 

storm damage roof repair

Wind Damage Roof Repair

Do you have a wind damaged roof? The best person to consult regarding whether or not a recent wind storm has manifested damage is a viable and respected roofing company in your community.

When you are in need of storm damage roof repair in Olathe, KS, you can trust that we will be there to support you. Please reach out to a member of our team at our phone number, 888-360-8474.

How Do I Know If I Have Impact Resistant Shingles?

Impact Resistant Shingles

How do I know if I have impact resistant shingles?

Homeowners like impact resistant shingles for many reasons. They like them primarily because they protect from hail damage so well. But, they also favor these shingles because they look like regular shingles. This can be a problem, however, if you are unsure your home has these types of shingles. A roof inspection might be warranted, as roofing professionals are trained to identify these types of shingles. 

In general, though, these shingles are much thicker even than standard architectural or composite shingles, and certainly thicker than standard 3-tab shingles. Usually, to thicken the shingles, polymers are added to the asphalt. These shingles may be heavier than typical shingles as well. Also, when shingles are bundled together, a strip of cellophane is placed between individual layers to protect them from damage. The cellophane will have the Underwriters Laboratories impact resistance classification will be marked on the cellophane. For the shingles to be impact resistant, they will receive a Class 4 rating.

If you’re interested in installing impact resistant shingles in Olathe, KS, look to the professionals at VISION CONSTRUCTION. We offer a full range of roofing solutions for you. Call us at 888-360-8474 for an estimate.

What qualifies as an impact resistant roof?

When the Underwriters Laboratories test shingles to determine impact resistance, they classify the shingles as either Class 1, Class 2, Class 3, or Class 4. All impact resistant shingles are Class 4, but what does this mean? Shingles are tested by dropping steel balls of varying sizes on them that imitate the force of a hail strike. The classifications are as follows:

  • Class 1: Withstands the impact of 1 ¼-inch steel ball dropped from 12 feet.
  • Class 2: Withstands the impact of 1 ½-inch steel ball dropped from 15 feet.
  • Class 3: Withstands the impact of a 1 ¾-inch steel ball dropped from 17 feet.
  • Class 4: Withstands the impact of a 2-inch steel ball dropped from 20 feet.

How long do impact resistant shingles last?

Under ideal conditions, impact resistant shingles should last about 30 years. As with other types of roofs, for these shingles to last, they’ll require appropriate maintenance and upkeep. And, of course, like other shingles, impact resistant shingles age and wear.

Are impact resistant shingles worth the money?

If you are thinking about investing in impact resistant shingles you’ll want to consider their pros and cons. You’ll want to know what the disadvantages of impact resistant shingles are over standard shingle roofing. The primary disadvantage is the upfront cost. You might end up paying anywhere between 10% to 20% more for these shingles than you would standard shingles, although sometimes these costs can be offset because some insurers offer discounts for these shingles.  

Many people choose these shingles over standard shingles because their roofs have been damaged in severe weather. They want to lessen the chances of having to pay for expensive repairs or replacement the next time a hail storm hits. If you live in an area where hail and high winds hit frequently, you’ll definitely be at an advantage with these shingles.

Impact resistant shingles vs metal roof

If you are looking for hail protection both impact resistant shingles and metal roofs offer plenty of it as they are Class 4 materials. Why would you want to choose metal over shingles? Cost may play a big role. Although you’ll be better protected from fire with a metal roof, you’re likely still going to pay more to install a metal roof than for shingles. Moreover, unless the metal roof is insulated, it will be very noisy when it hails, and because hail can dent the metal, the roof might end up less aesthetically appealing after a storm.

Impact resistant shingles insurance discount

Many insurers offer discounts for qualifying impact resistant roofing materials. If you are thinking about impact resistant shingles for your home, check with your insurer to see what discounts, if any, are available and to learn how you can qualify for them.

Are class 3 shingles impact resistant?

Technically, all shingles provide some form of impact resistance when it comes to hail damage. When tested, for instance, Class 3 shingles can hold up against the impact of a 1 ¾-inch steel ball dropped from 17 feet. This is significant protection, but to qualify as impact resistant shingles, your shingles must have a Class 4 resistance rating from the Underwriters Laboratories.

Blue Shingles

Impact resistant shingles colors

Like standard roofing shingles, most manufacturers produce impact resistant shingles in a variety of colors that will suit any home design. Check with local roofing contractors to see what brands they carry and what colors and styles you can select. Most reliable roofing contractors will offer a wide variety of colors and styles and can help you select the right roofing material for your home. When you choose VISION CONSTRUCTION for your next roofing project, you’ll find we offer a wide assortment of options when it comes to impact resistant shingles in Olathe, KS. Find out more by calling us at 888-360-8474

What are the damages caused by wind?

felled tree due to wind

What kind of damage can 40 mph winds cause?

Ready? Set! Wwwwhhhhhoooossshhhhh!! Here comes the spring and summer storms with powerful winds. Time to baton down the hatches and sink the anchor folks. It is that time of the year that wind damage to roofs is almost a daily thing, not necessarily to one though.

The National Weather Service defines a wind gust to be a brief increase in speed that comes up suddenly, with the 20 second gusts reaching 18mph at top speed from a lower speed of 10mph.  In this article, we will discuss the signs of roof damage by wind to homes and what to expect when filing a roof wind damage claim.

Winds that reach 40 mph can rip branches of all sizes off trees. As they get stronger and ready 50 mph and up, wind damage to roof shingles are torn off, eaves are lifted and blown away, and the weaker the structure, the more damage is sustained. It is common when winds reach this speed; a High Wind Watch is issued with recommendations not to drive.

What is considered wind damage?

It usually refers the wind damage to roofs and other structures and is usually referred to as “straight-line” winds. The damage straight-line winds cause is often confused with tornado winds. Most thunderstorm damaging winds is on the ground and result from outflow generated by downdraft of thunderstorms. These are winds that reach 50mph and as high as 60mph.

These wind speeds can leave being various types of damage, starting with wind damage to roof tops. This damage leads to gutter problems, leaks, loose flashing, and missing shingles. High winds and storms are not a friend to shingle roofs since most of them are rated at 90 mph winds.

What wind speed causes structural damage?

Winds that reach a speed of 50mpg can cause damage according to the National Severe Storms Laboratory. Here is a timeline of wind speed and the damage that the wind can cause:

  • Winds between 19 mph up to 24 mph, small trees are swaying.
  • Winds between 25 mph up to 31 mph, the large branches start moving, umbrellas turn wrong side out, and a whistling is heard as the blows through overhead.
  • Winds between 32 mph up to 38 mph, entire trees will move, and walking becomes increasingly difficult.
  • Winds between 39 mph up to 46 mph will cause branches and limbs to break and make it difficult to keep a car on the road.
  • Winds between 47 mph up to 54 mph can create light damage to structures, including wind damage to roof tops.
  • Winds between 55 mph to 63 mph, trees are uprooted, and structure damage is considerable.
  • Winds over 64 mph can cause widespread damage to any size of structure.

Is wind damage covered under homeowners insurance?

Now, before any spring weather does any wind damage to roof or other parts of your home, is the time to review your homeowner’s insurance policy. Any part of it that you’re not clear about or understand, call your insurance agent to discuss.

Typically, homeowner’s insurance will wind damage to roof and the structure. That coverage usually includes hail damage, wind-driven rain damage, or snow damage to the inside of your home if there is wind damage to roof or walls.

After the storms have passed and it safe to go outside, walk around your home and check for any signs of roof wind damage. Take notes, take pictures, and call your insurance company. They will have an adjustor come tour your property to assess the damage, including performing a roof inspection for wind damage. 

Shingle roof damage from wind

Wind Damage to Roof and Structure 

What does roof wind damage look like? The first thing you need to know is the force of wind blowing over your roof won’t be uniform. The corners and perimeter edges are more susceptible with the center having less stress, with the wind damage to roof to the center will typically be from flying debris and breaking tree limbs. What if you only notice one small corner sticking up? This is a small start to possibly bigger problems from constant wind exposure.  Here are the basics signs of wind damage to roof tops: 

  • Asphalt/Composition Shingles: broken, curled, damaged, missing granules and shingles.
  • Wood Shakes/Shingles: Curling, decay, mold, or splitting.
  • Flashing: Bent, curled, loose, or missing.
  • Mortar: crumbling and missing.
  • Fascia and Soffits: Decayed and water stains.
  • Gutters: Bent, clogged, decayed, leaking, loose, missing.
  • Chimney: Damaged, missing bricks or flashing, leaning.

 By taking the time now to review your homeowner’s insurance policy, you’ll rest better during a storm because you’ll know you have help waiting for you if needed. As you do your inspection after the storm and have taken notes and pictures and call your insurance agent immediately. They will ask questions and advise you the steps to take in filing a claim online for your wind damage to roof and structure, then assign an adjuster to inspect the damage. When it is time to repair your roof from wind damage, call 888-360-8474 for the experts at VISION CONSTRUCTION.

How do you know if your roof is damaged?

damaged shingles

Professional repair after the storm

Spring is a wonderful time of the year. It reminds that life renews and carries on. The birds are singing, the flowers are in bloom, the trees are turning green, and the storms are a-brewing. Yeah, that’s the downside of spring – the storms, and for those of us in ‘Tornado Alley’, that typically means storm damage repair

Spring is the time that more claims are filed for storm damage to a roof covered by insurance because this storm damage to the roof is a frequent result of last night’s storms. That roof damaged by a storm can be from the hail beating the shingles to high winds blowing the shingles off, or worse, a tree limb, or the whole tree falling on top of the house. The smallest storm damage, roof leaks happen and that is when you need a professional roofing contractor. 

What does a storm-damaged roof look like?

We design roofs to endure the elements of climate and weather. However, some storms are more forceful than others and leave behind the need for storm damage repair. If you can inspect your roof safely after a storm, there are some things to look for: 

  • Possible Wind Damage:
  • Forceful winds can blow shingles off, and those missing shingles lead to leaking rooftops and interior damage. Sometimes, wind damage isn’t visible, like when the adhesive seal breaks that usually shed water.
  • Hail Damage:
  • It is hard not to see hail damage, and if every other house on your block has it, your house probably does too. Hail leaves bruises on asphalt shingle, leaving a crack or an indentation that water can infiltrate
  • Falling Debris:
  • After a storm, you may find tree branches or other debris that has landed on your roof. This is a judgment call if you think there could be unseen damage.

What do you do after storm damage?

After a severe storm, you may have to deal with water damage, wind damage, calling the insurance company, finding a place to stay, and a host of other storm damage repairs. Besides staying safe, here is a checklist of what you should you after a storm: Listen to the radio for advisories and other instructions.

  • Stay inside until you’re told it is safe to go out.
  • Do not go near downed power lines.
  • Do not stand in water or near metal objects.
  • If your home has sustained structural damage, get out and stay out.
  • Do not stand near broken or dangling limbs or damaged trees.
  • Watch out for snakes and wild animals.
  • If you smell gas, turn it off at the main source.
  • Do not drive unless utterly necessary.
  • If you do drive, avoid road with water over them, watch for damaged bridges.
  • Do not use candles or any open flames indoors.
  • Have a fire extinguisher on hand at all times.
  • Test smoke and CO alarms.
  • Before flushing a toilet, make sure the sewer system is operational.
  • Keep pets inside.
  • Never operate a generator inside and stay away from doors and windows.
  • Don’t eat perishable food when the temperature has reached 40° F or higher.

What do I do if my roof is blown off?

If the entire roof is gone, evacuate immediately. Next, contact your insurance company and then contact a local, qualified roofing contractor that can provide immediate storm damage repairs to roofs. You must cover all your belongings if you aren’t able to put a temporary cover over the roof.

How long do you have to file a claim for roof damage?

This can vary from policy to policy and even between insurance companies. It is always best to review your policy or check with your agent. When it comes to storm damage repairs, the sooner you get the process of fixing things, the better.

Most standard homeowner’s insurance policies require that any claims for storm damage repairs be filed within 12 months from the date the damage happened.

damaged roof with areas circled

How do you know when a roof needs replacing? 

Some signs you need a new roof aren’t bold and right there, but we have some warning signs to share with you. Keeping an eye for these signs will give you time to plan the budget and time accordingly.

  • Cracked, cupped, or curled shingles
  • Missing shingles
  • Bald spots on shingles
  • Age of the roof – at 20 years, if you haven’t had to replace it yet, you need to now
  • Dark streaks that aren’t removed with a professional roof washing
  • Old and worn looking

Taking care of storm damage repairs as soon as possible is important to maintain the roof structure and your home. The longer you wait, the more damage could take place. With an investment like a home, taking care of the parts that take care of it is essential. For your storm damage repair, call 888-360-8474 today.

What to Know About Roof Replacement

roof replacement process

How do I know when my roof needs to be replaced?

Roof replacement comes in two ways, sneaking up on the homeowner when they least expect it or being extremely blatant in circumstance. In both occasions, the homeowner will come to the realization that their roof is no longer capable of protecting their home and must be replaced. The decision thereby for roof replacement instead of roof repair tends to come when the homeowner faces such issues as:

  • Roof repairs are consistently made to the same problem in a short time span
  • Degradation becomes too numerous for repairs to be a solution
  • Roof not only leaks, but filters in sunlight
  • Damages are massive comparatively to simple shingle repair
  • Roof breaches set age limit
  • Electric bill exceeds expected rate consistently 

The larger picture a homeowner can see when needing a roof replacement is that comparatively to roof repair, replacement is a broad solution that comes when the roof cannot be sustained any longer through repairs. That tell tale sign generally shows itself as both constant problems through the roof and costing the homeowner in home damages that could be prevented with a good roof. At the same time, many roof replacement requests are not from gradual damages, but from instant situations such as from heavy storms and human error. It’s important to remember in both scenarios that roof replacement is the solution that will save you money in the long run and will protect your property from the elements once completed. 

How to estimate roof replacement cost

Estimating a roof repair comes with a few factors that determine the overall cost of the service, our roof repair service can provide you with a quote on site when a roof replacement is discussed. An important part of this process to also remember is that roof replacement is meant to be the cheaper option comparatively to the constant roof repairs you would have to have theoretically to maintain a roof. The three factors that go into the pricing of your roof include: 

  • Roofing materials
  • Labor
  • The shape of your roof

All three aspects of what goes into the entire cost of a roof replacement are fairly simple to determine. If your roof is of low incline with say asphalt shingles, the roof replacement would be fairly inexpensive due to it also being easy to do for roofers. Whereas if your roof would have a steeper incline, tougher materials, and a larger area to work on then it would be a more expensive service. On both occasions however, ignoring roof replacement will unquestionably cost a homeowner far more through damages sustained and constant repairs required on each event that brings minor damage to your roof. 

It should be noted that when getting a home, you should familiarize yourself with your insurance policy. Most policies that cover your roof will have a recoverable depreciation policy that can benefit you after the roof replacement process is done. Successful claims of this part of the policy tend to have each charge documented and proves that the unpreventable damages to your roof were necessary to fix to maintain the value of your home. Recoverable depreciation will return to you expenses that may have been incurred from replacing your roof.

Homeowners insurance for that matter generally covers roof replacement, on the condition that there is an act that could not be prevented or a well maintained roof has simply gotten too old. Upon filing for a claim, insurers will look for proper documentation and evidence that the homeowner was responsible in the process being undertaken to repair their roof.

How long does a 30 year roof really last?

Roofing materials often have a general range of working life spans a homeowner can depend on when judging whether they need a roof replacement or not. Unfortunately for that matter, those that advertise for a 30 year roof tend to fall short of lasting beyond twenty five years. The reason being is that most roofing materials last around twenty five years with a minor amount of upkeep, certain types of wooden shingles and metal roofing can last far longer depending on the level of care. For that matter, due to modern roof materials being recyclable and highly durable comparatively to traditional roof materials, it should be noted that roofing materials that last around two and a half decades tend to be extremely affordable.

finishing touches to a roof

What is included in a roof replacement?

As the name suggests, roof replacement goes further than roof repair does at every level from the amount of labor and the materials used to what the service does for you. A roof replacement done well by a reliable company like VISION CONSTRUCTION has a process that goes down to the base of your roof and builds it right back up to make sure every part of your roof is reliable and sturdy. This process includes:

  • Tearing off shingles, flashing, and under fabric protecting the interior
  • Assuring the base is in good condition to work on
  • Fixing any problems detected at the base before rebuilding the roof
  • Examining each part of the roof in prevention of loose shingles and leaks

Roof replacement is the general recommendation to what some might call re-roofing or the process of putting a new roof on an old roof. The reason being is that replacing a roof is a good way to both remove damaged parts of your roof and maintain a good roof from the very beginning. If you are to re-roof, of which can only be done on an asphalt shingle roof, it does provide added protection in some cases, but may not last as long as a roof replacement. If you need our roof repair or replacement services, call 888-360-8474 today to make an appointment.